Terms of Service

1.1 Acceptance of Terms

By accessing or using the Talk with YO website ("Service"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, you must not use the Service.

1.2 Services Provided

• Consultations: One-on-one video consultations via Zoom or Skype.

• Digital Products: PDF guides and other visual or multimedia materials.

1.3 Appointment Booking

• Appointments must be scheduled in advance through our booking system.

• You are responsible for providing accurate contact and scheduling information.

1.4 Payment

• Payment is due in full at the time of booking.

• We accept payment via Stripe (credit card ) , PayPal .

1.5 User Conduct

• You agree to behave professionally and respectfully during consultations.

• Harassment, hate speech, or illegal activities will not be tolerated.

1.6 Intellectual Property

• All content on the Service, including digital products and materials provided during consultations, is the intellectual property of Talk with YO.

• You may not reproduce, distribute, or share any materials without prior written consent.

1.7 Limitation of Liability

• To the fullest extent permitted by law, Talk with YO and its affiliates shall not be liable for any indirect, incidental, or consequential damages arising from your use of the Service.

1.8 Modifications to Terms

• We reserve the right to modify these Terms at any time. Changes will be effective upon posting.